Welcome to Yuma, AZ MortgageOne
Thank you for choosing us for your home buying or refinancing experience!
Meet Derek Egeberg
Branch Manager | Mortgage 1 Yuma
NMLS 180899 State Lic: AZ LO-0915245, TN 236104
Our Mission and Vision
At MortgageOne, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives.
- A Unique Company Culture
Products are products. Rates are rates. Our company culture focused on families, not files, is what sets us apart from banks and other mortgage lenders, and we like it that way. We care about our employees, we care about serving others, and we care about making dreams come true by getting families into homes. - A People-Centric and Purpose-Driven Mission
MortageOne’s mission is to be 1st CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the lives of our employees, builders, realtors, and the communities that we serve. - Committed to Our Communities Through Service Initiatives
We believe we have a responsibility to give back to families and communities–both at home and abroad–whose needs are great and whose resources are limited. We fulfill this responsibility through partnerships with housing-related nonprofit organizations; local service projects to benefit the homeless, children, Veterans, and disadvantaged groups; and through biennial Service Expeditions to communities in need around the world.
The People We Serve Are At The Center Of Everything We Do
MortgageOne is a national mortgage lender that provides extraordinary mortgage services. With an unwavering commitment to mortgage lending, you can count on us to be around for many years to come. We take great pride in delivering exceptional customer service. Our core philosophy is to help clients achieve successful homeownership through responsible lending. Our professional mortgage team is dedicated to this philosophy. As more and more banks consolidate operations, MortgageOne has the distinct advantage of being a direct lender – all processing, underwriting, and closings are handled locally. Loans close in a matter of days. MortgageOne strives to provide great solutions and advantages, invaluable in today’s rapidly changing economy. We are headquartered in Salt Lake City, Utah – originating loans in over 200 branches in 48 states – proudly providing FHA, VA, Fannie Mae, Freddie Mac, conforming, and non-conforming loan products.
Bringing The Pieces Together
MortgageOne understands the important issues that come with securing a mortgage loan. Your mortgage loan will most likely be the biggest debt you will incur in your lifetime. This is why we have placed ourselves in a position to not only help you secure your loan but to help you integrate your mortgage into your overall financial plans. Our strategy of offering exceptional customer service, competitive pricing, and insuring that each loan meets our client’s needs has generated robust referrals that have quickly propelled us into an industry leader. Because we are able to negotiate lower rates with our investors – which are passed on to our clients. It is our philosophy to keep our overhead low to enable us to provide the best possible terms and conditions available. Currently, over 75% of our business is generated from referrals. Extremely unique to the industry, MortgageOne has assembled a highly qualified team of mortgage professionals. We will prepare your full analysis at no cost and no obligation so you can see what programs are available in the current market and ensure that your financial needs are met.
Derek Egeberg
Branch Manager
Derek Egeberg
NMLS 180899 State Lic: AZ LO-0915245, TN 236104
PHONE: (928) 483-5626
PHONE: (928) 246-0422
EMAIL: degeberg@gomortgageone.com
Apply Now
Derek Egeberg – Branch Manager & Senior Loan Officer
Derek Egeberg is a highly accomplished mortgage professional with over 25 years of industry experience. As a dedicated Branch Manager at MortgageOne Inc., Derek has built a reputation for delivering exceptional service, personalized financial solutions, and impactful mortgage education to homebuyers across Yuma, Arizona, and beyond.
From the very beginning, Derek’s motivation stemmed from personal experience. After facing a $50,000 setback when purchasing his own first home due to misinformation and a lack of guidance, he made a commitment: to ensure that his clients would never face a similar challenge. Derek passionately guides first-time homebuyers, Veterans, and seasoned real estate investors alike through the mortgage process, making what seems complicated both clear and straightforward.
Derek’s career is marked by outstanding national recognitions, including being named:
One of the Top 40 Under 40 Loan Originators nationally.
Among the Hot 100 to Watch in the Mortgage Industry.
One of the Top 25 Most Connected Mortgage Professionals in the country.
Recipient of the prestigious Dwane Shaw Award.
Licensed In:
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Arizona
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California
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Idaho
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Michigan
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Minnesota
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North Dakota
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Oregon
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South Dakota
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Tennessee
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Virginia
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Washington
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Wisconsin
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Wyoming
National media outlets regularly seek Derek’s insight, with his expertise featured by prominent platforms such as Fox News, The Washington Post, Bankrate, Fidelity.com, and FortuneBuilders.com.
A firm believer in lifelong financial empowerment, Derek has crafted a comprehensive educational approach—The Mortgage Concierge Program—which simplifies the complexities of mortgages and financial planning. His monthly seminars, including “First-Time Homebuyer Education,” “Managing Home Equity to Create Wealth,” and “How to Purchase Your First Rental Property,” empower countless individuals to achieve long-term financial security and independence.
Derek’s community involvement is as impressive as his professional achievements. His past leadership roles include President of the Yuma Rotary Club, Board Member of the Children’s Museum of Yuma County, and involvement with the Yuma County Chamber of Commerce.
His personal philosophy is straightforward but powerful:
“Wealth building should be slow, strategic, and steady. Never sell your first home—buy a home every 3–5 years, retain the previous as a rental property, and use that equity as your retirement strategy.”
Derek combines tactical mortgage management with practical wealth-building strategies to ensure each client achieves their individual version of the American dream.
Whether you’re buying your very first home, exploring refinancing options, or investing in real estate, Derek Egeberg is your trusted Approval Coach—committed not just to closing loans, but to opening doors to lasting financial prosperity.
Awards & Recognitions for Derek Egeberg
1. National Mortgage Professional Magazine – Top 40 Under 40
Recognized as one of the most influential mortgage professionals under 40 years old nationally.
2. National Mortgage Professional Magazine – Hot 100 to Watch
Highlighted among the industry’s most impactful and rising stars.
3. Top 25 Most Connected Mortgage Professionals in the Nation
Celebrated for networking, relationships, industry influence, and community engagement.
4. Dwane Shaw Award
Prestigious industry honor recognizing service, leadership, community involvement, and professional excellence.
5. Consistent Recognition as Yuma’s Best Mortgage Lender
Voted by local communities for exceptional service, education, and support to homebuyers (recognized multiple consecutive years).
6. Scotsman’s Guide
Top 1% Lender
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- Loans closed
- Total volume
- FHA loans
- VA loans
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Professional Speaking & Media Recognition:
Featured as a mortgage and real estate expert by notable media outlets such as:
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- Fox News
- The Washington Post
- Bankrate
- Fidelity.com
- FortuneBuilders.com
Frequent speaker and educator at national mortgage industry events and conferences.
Host of educational workshops and community seminars focused on financial literacy, homeownership, and wealth-building strategies.
Five Star Reviews
Derek and the team are true pros. They provide timely communication and unreasonable hospitality. Going above and beyond.
We appreciate Derek and his team . Throughout our loan process, Derek was always willing to help with our questions and also provided great advice. We are more than satisfied with their service!
Derek and Daryn looked after us like family. They helped us through the whole process. I would highly recommend them to anyone!
Derek was very welcoming and knowledgeable throughout the entire process, generously sharing his years of experience and expertise on how to proceed.
Great communication and quick and easy process.
100% customer satisfaction. They listened. They asked questions. They let me ask questions. They had patience. They had understanding they made this home buying experience so pleasant that I can’t wait to pay off my home to be able to do it all again… They say buying a home is beyond stressful. I tell you I felt little to no stress. Derek and his team were fantastic. I will be highly recommending them in the future 50 stars across the board
They taught us A Lot. We are extremely grateful for their patience and advise. Thank you Daryn and Derek.
Derek has always considered the Yuma Community as his neighbors and wants the best for them. He is always willing to mentor people on structuring their financial lives to maximize their ability to receive the best loan. I appreciate his friendship and enjoy his time on the radio.
Derek and his team were very helpful during our home buying process. He is very patient and communicative. We highly recommend Derek Egeberg and his excellent team!
Derek and his team made it very easy for us to understand the whole process for our loan and all the charges. They gave us the up most respect. They did not make us feel ignorant, they explained everything to us in detail when we asked questions. Thank you, Derek.
From Restaurants and College to Nationally Recognized Mortgage Leader: The Journey of Derek Egeberg
Derek Egeberg’s path to becoming one of America’s most respected mortgage lenders and financial educators was neither conventional nor straightforward. Born from a combination of hard work, perseverance, and unwavering passion, his story is one of remarkable transformation and inspiration.
Derek began his professional journey working in restaurants during his college years, where he quickly learned valuable lessons about hard work, customer service, and managing people. The pace was grueling, but it taught him the importance of attention to detail, the power of personal connections, and the necessity of truly understanding the people he served. These foundational experiences shaped his commitment to exceptional customer care, a cornerstone of his professional philosophy today.
His turning point came unexpectedly, right after college, when Derek purchased his first home. What should have been an exciting milestone quickly turned into a harsh lesson: poor guidance, misinformation, and inadequate financial education left him feeling stranded—and out approximately $50,000. Determined to ensure others never faced the same painful experience, Derek committed himself to learning everything possible about mortgages, financial planning, and wealth building.
This newfound mission propelled Derek to join the mortgage industry. His drive, dedication, and relentless pursuit of knowledge set him apart. Early on, Derek recognized that mortgages were not merely transactions—they were powerful tools capable of fundamentally transforming the financial lives of families and individuals. He embraced a philosophy that emphasized education, transparency, and trust-building, cultivating relationships that lasted far beyond the closing table.
As his reputation grew, so did his accolades. Derek quickly became one of the mortgage industry’s brightest stars, earning national recognition such as:
- Named one of the Top 40 Under 40 Loan Originators nationally.
- Recognized among the mortgage industry’s Hot 100 to Watch.
- Celebrated as one of the Top 25 Most Connected Mortgage Professionals in the nation.
- Recipient of the esteemed Dwane Shaw Award for service and excellence.
His deep expertise and approachable style led to features by major media outlets, including Fox News, The Washington Post, Bankrate, Fidelity.com, and FortuneBuilders.com, amplifying his voice as a trusted expert in home finance.
Yet Derek’s achievements extend well beyond individual recognition. Passionate about education and community service, he launched the Mortgage Concierge Program, focusing on empowering first-time homebuyers, Veterans, and real estate investors through tailored guidance and comprehensive financial education. His monthly seminars and workshops, such as “First-Time Homebuyer Education,” “Creating Wealth Through Home Equity,” and “How to Purchase Your First Investment Property,” became must-attend events, drawing eager participants from all walks of life.
Derek further distinguished himself as a compelling professional speaker and sought-after coach. Through engaging keynote speeches, podcast appearances, and national industry conferences, he inspires mortgage professionals and consumers alike, driving home the message of strategic, intentional wealth building and lifelong financial literacy.
Despite his many accolades and professional successes, Derek remains grounded in the values he learned long ago in restaurants and through his challenging early homebuying experience: hard work, genuine care, and absolute integrity.
Today, as the Branch Manager at MortgageOne Inc., Derek continues to empower thousands of families, guiding them towards financial security and the realization of their dreams. His powerful vision—that every American deserves a clear path to financial independence through thoughtful homeownership and real estate investing—is changing lives every day.
From humble beginnings in college restaurants to the national mortgage stage, Derek Egeberg’s journey is proof that determination, empathy, and relentless pursuit of knowledge can transform not just one’s career, but the lives of countless others along the way.
Contact Derek Egeberg
📞 928-483-LOAN (5626)
📧 degeberg@gomortgageone.com
🌐 www.M1Yuma.com
📍 MortgageOne Inc.
1375 W. 16th Street, Yuma, AZ 85364
Licensed in 23 states, with offices in California, Arizona, and Utah, we simplify even the most complex financial transactions. Our mission is to be your trusted “lender for life,” offering expert advice and seamless communication with clients and real estate partners. We ensure smooth closings by delivering documents on time and fostering lasting relationships throughout your homeownership journey.
Corporate Information
Licensed by the Department of Financial Protection and Innovation Under the California Residential Mortgage Lending Act; www.nmlsconsumeraccess.org
Corp NMLS# 818892, Equal Housing Lender
Office Hours
| Monday | 8:00 AM – 5:00 PM |
| Tuesday | 8:00 AM – 5:00 PM |
| Wednesday | 8:00 AM – 5:00 PM |
| Thursday | 8:00 AM – 5:00 PM |
| Friday | 8:00 AM – 5:00 PM |
| Saturday | Closed |
| Sunday | Closed |
Contact
Phone
928-483-LOAN (5626)
Email
degeberg@gomortgageone.com
Derek Egeberg
Branch Manager
Derek Egeberg
NMLS 180899 State Lic: AZ LO-0915245, TN 236104
PHONE: (928) 483-5626
PHONE: (928) 246-0422
EMAIL: degeberg@gomortgageone.com
Apply Now
Derek Egeberg – Branch Manager & Senior Loan Officer
Derek Egeberg is a highly accomplished mortgage professional with over 25 years of industry experience. As a dedicated Branch Manager at MortgageOne Inc., Derek has built a reputation for delivering exceptional service, personalized financial solutions, and impactful mortgage education to homebuyers across Yuma, Arizona, and beyond.
Licensed In:
-
Arizona
-
California
-
Idaho
-
Michigan
-
Minnesota
-
North Dakota
-
Oregon
-
South Dakota
-
Tennessee
-
Virginia
-
Washington
-
Wisconsin
-
Wyoming
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Attn: TEXAS APPLICANTS:
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.